Skip to main content

Financial Security

VITA – Free Tax Preparation

Tax Filing Information for 2024 Returns

Each year, free tax preparation programs run by United Ways across the U.S. bring millions of dollars back to local communities, largely thanks to the Earned Income Tax Credit (EITC) and Child Tax Credit (CTC).

Quick Jump Menu: 

 

Free Tax Prep Overview Flyer

Free Tax Preparation Key Dates 2025

  • Mid to late January: Tax filing season begins & GetYourRefund.org begins its free tax filing services.
  • January 31: EITC Awareness Day
  • April 15: Tax filing deadline.

EITC Awareness Day – January 31st, 2025

What is Awareness Day?

Community organizations, elected officials, state and local governments, schools, employers, and other interested parties, partner in a national effort to increase awareness of refundable credits by shining a large spotlight on them from various media sources. We want to generate extensive media coverage on this specific day (or days in proximity) to increase awareness among potentially eligible taxpayers at the time when most of them are filing or getting ready to file their federal income tax returns. The IRS joins partners nationwide to launch the Awareness Day outreach campaign to ensure millions of workers get the credits they earned and deserve.

Why is Awareness Important?

IRS estimates four of five eligible taxpayers claim and get the EITC. Best of all, EITC combined with the CTC/ACTC/ODC is a financial boost for working people and your local economy. EITC and the CTC greatly reduce poverty for working families. As of December 2023, more than 23 million workers and families received about $57 billion in EITC. The average amount of

EITC received nationwide in tax year 2022 was about $2,541. However, there are still millions of people not taking advantage of this valuable credit. Help us reach the workers who qualify but miss out on thousands of dollars every year without the EITC. Educate them about the credit and motivate them to join the four out of five people who file and claim the credit.

 

Two Ways to File Your Taxes for Free

1. Volunteer Income Tax Assistance (VITA)

The VITA program provides individuals and families who earn less than $67,000 annually with free, reliable assistance in filing federal tax returns. Those individuals that have their taxes prepared through VITA and receive a tax refund use those dollars to cover child care expenses, pay bills, as well as to save for the future. Call 2-1-1 to make an appointment and find a free tax preparation site near you (dial 2-1-1 or 1-888-696-9211).

2. MyFreeTaxes.com

MyFreeTaxes is an easy way for people to file their taxes for free. United Way offers this free online tax preparation software to every household with a simple return. You can file your taxes completely online from the comfort of your home. Visit myfreetaxes.com to get started.

Earned Income and Earned Income Tax Credit (EITC)

To claim the Earned Income Tax Credit (EITC), you must have what qualifies as earned income and meet certain adjusted gross income (AGI) and credit limits for the current, previous and upcoming tax years.

Use the EITC tables to look up maximum credit amounts by tax year.

If you are unsure if you can claim the EITC, use the EITC Qualification Assistant.

Earned Income

Earned income includes all the taxable income and wages you get from working for someone else, yourself or from a business or farm you own.

Types of Earned Income

  • Wages, salary, or tips where federal income taxes are withheld on Form W-2, box 1
  • Income from a job where your employer didn’t withhold tax (such as gig economy work) including:
    • Driving a car for booked rides or deliveries
    • Running errands or doing tasks
    • Selling goods online
    • Providing creative or professional services
    • Providing other temporary, on-demand or freelance work
  • Money made from self-employment, including if you:
  • Benefits from a union strike
  • Certain disability benefits you got before you were the minimum retirement age
  • Nontaxable Combat Pay (Form W-2, box 12 with code Q) If you claim nontaxable combat pay as earned income, it may increase or decrease the amount of your EITC. For more information, see Publication 3, Armed Forces’ Tax Guide.

​Earned income does not include:

  • Pay you got for work when you were an inmate in a penal institution
  • Interest and dividends
  • Pensions or annuities
  • Social Security
  • Unemployment benefits
  • Alimony
  • Child support

ADDITIONAL INFORMATION TO HELP YOU NAVIGATE TAX SEASON

Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) for the current tax year

Find the maximum Adjusted Gross Income, investment income and credit amounts for tax year 2024.

Children or Relatives Claimed Maximum AGI (filing as Single, Head of Household, Widowed or Married Filing Separately*) Maximum AGI (filing as Married Filing Jointly)
Zero $18,591 $25,511
One $49,084 $56,004
Two $55,768 $62,688
Three+ $59,899 $66,819

Investment income limit:
$11,600 or less

Maximum Credit Amounts:
The maximum amount of credit you can claim

  • No qualifying children: $632
  • 1 qualifying child: $4,213
  • 2 qualifying children: $6,960
  • 3 or more qualifying children: $7,830

Other credits you may qualify for

If you qualify for the EITC, you may also qualify for other tax credits.

Questions

Nicole Juzdowski
Program Director, Financial Stability
nicole.juzdowski@uwbec.org

Learn more

Please visit the IRS website for the latest news, updates, and information related to the upcoming tax season.